Want to save hundreds on your next flight or, even better, get it for free? Consider signing up for one of these three air miles credit cards.
Best for frequent travellers: UOB PRVI Miles Credit Card
This card comes in three options: Visa, Mastercard and American Express. It provides a Travel Butler service, and up to $1 million personal accident and travel inconvenience insurance coverage when you charge your full travel fare to the card. The American Express version has a bonus privilege: it allows up to eight complimentary airport transfers to Changi Airport every year.
Minimum income per annum: $50,000 (Mastercard and American Express); $80,000 (Visa)
Annual fee: $256.80 (waived for the first year)
Validity: Miles expire after two years
What you get:
1.4 miles for every $1 spent (except for bill payments, bank and finance charges, and zero percent installment payment plans)
6 miles for every $1 spent on major airlines and hotels via Expedia, Agoda and UOB Travel
2.4 miles for every $1 spent
Miles can be used for: Over 40 frequent flyer programmes, including those by British Airways,All Nippon Airways, Cathay Pacific and Emirates
Best for stylish travellers: DBS Altitude Card
DBS says it’s Singapore’s fastest-earning miles card. On top of a 24-hour Travel Butler service and up to $1 million travel accident insurance coverage when you charge your full travel fare to the card, it also allows two visits to more than 1,000 airport lounges per 12-month membership.
Minimum income per annum: $30,000
Annual fee: $192.60 (waived for the first year, but you get 10,000 bonus miles every time you renew your membership)
Validity: No expiration for miles
What you get:
1.2 miles for every $1 spent (except for bill payments, payments to government institutions and services, and instalment payment plan purchases)
3 miles for every $1 spent on online flight and hotel transactions (capped at $5,000). Partner websites include singaporeair.com, cathaypacific.com, agoda.com and airbnb.com.sg
2 miles for every $1 spent
Miles can be used for: Several frequent flyer programmes including those by Singapore Airlines, Cathay Pacific, British Airways and Qantas
Best for shopaholic travellers: OCBC Titanium Rewards Card
For every dollar you spend with this card, you get 10 times the amount in OCBC$, which you can use to redeem everything from air miles and hotel stays, to shopping and dining vouchers. It also gives you exclusive access to more than 800 airport lounges for just $36, as well as e-commerce protection, which safeguards you against non-delivery and defective products.
Minimum income per annum: $30, 000
Annual fee: $192.60 (waived for the first two years)
Validity: OCBC$ expire after two years
What you get:
10 OCBC$ (worth 4 miles) for every $1 spent on listed items such as clothes and gadgets. These items can be purchased online or offline (capped at 120,000 OCBC$)
1 OCBC$ for every $1 spent on items not on the list
The same rules apply
Miles can be used for: Only for Singapore Airlines’ KrisFlyer programme. 25,000 OCBC$ can be used to exchange for 10,000 Krisflyer miles
An earlier version of this article first appeared in the March 2018 issue of CLEO magazine.
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