Here’s the thing about money: everyone tells you that you gotta save, but few people tell you how. And while trying to make heads or tails of it, you often end up confusing yourself with the plethora of savings plans and tips available. Perhaps a good way to start is to take cues from successful millennials like these CLEO Change Makers.

More from CLEO:
8 Tips On Turning A Non-Mainstream Passion Into A Career
6 Money Resolutions To Stick To If You’re Always Broke
7 Money Superstitions Around The World You Never Knew About

Here’s the full list of all the inspiring women who became CLEO Change Makers 2018.