Dating in Singapore is not easy or cheap. Sure, you can Netflix and chill at home, but even Netflix requires a paid subscription. So what’s a Singaporean couple to do? The good news is, you can live out your best couple life and achieve your relationship goals while saving money at the same time. In fact, regardless of the relationship stage you’re in, be it casual dating or BTO-ing, there are ways for you to save money. Scroll through the gallery to see how to unlock these deals.
Getting that first date
When it comes to first dates, a dinner date is a foolproof plan because if you ever run out of topics to talk about, you can always talk about food. Dining also allows you to get to know your date better, be it through conversations or his choice of meal (or how picky he is when it comes to food). This stage also involves frequent meet-ups, which obviously costs money, so why not sign up for credit cards that offer dining discounts and perks? One card that will be right up your alley is the SCB Unlimited Credit Card, which offers up to 50% off à la carte dining and selected buffets at The Fullerton, as well as dining promos at Marina Bay Sands. If you’re a Tung Lok Signatures kinda couple, go for the Citi Cash Back Visa Card, which offers complimentary membership there, as well as 50% off every second diner for Sunday Brunch at Hilton Singapore. These cards also offer discounts and cashbacks at selected restaurants.
Knowing each other so well, you don’t have to talk
You’ve been dating for some time and know each other inside out, so you’re past the “chatting to make things less awkward” phase. Which is why you don’t mind spending most of your dates in cinemas even though you can’t talk during the movie. After the movie, you spend hours talking about it—and your lives, of course. If this sounds like you and bae, why not get the HSBC Movie Card, which gives you discounts on Golden Village tickets? There are more than 10 locations to choose from, so you can travel all over Singapore for your movie date. After scoring this deal, use a credit card with dining perks to get cashback on dinner.
Getting your bae to enjoy shopping as much as you do
Regardless of which relationship stage you’re, you probably go shopping together. After all, couples who shop together, stay together—said no one ever, but we’d like to think it’s true. After all, a shared hobby is the best, right? Plus, you can keep each other in check and make sure the other doesn’t overspend (hopefully). Since you’re already blowing cash on all your “necessities”, why not at least try to save some money by using the right credit cards? Look for those that give you cashback: the Standard Chartered Spree Credit Card lets you earn 3% cashback on all online expenses in foreign currency and all vPost expenses; the American Express CapitaCard gives you up to 6.5% cashback when you spend at participating CapitaLand Malls, and the Citi Rewards Visa Card lets you enjoy up to 50% discount at selected e-commerce sites.
Going on couple vacays
You and bae are inseparable and you even travel together, whether as a couple or with your family. To feed your wanderlust, you’ll want a card that gives you the best bang for your miles. If you don’t mind spending a sum on annual fees, go for the Standard Chartered Visa Infinite Credit Card, which gives you 35,000 welcome miles and six complimentary airport lounge passes (terms and conditions apply). Don’t want to spend a hefty sum on annual fees? The Citi PremierMiles Visa Card, which gives you 30,000 Welcome miles and two complimentary lounge passes, will be right up your alley. Don’t forget to sign up for a travel insurance before you fly in case your flight is delayed or *touchwood* something happens to you or bae overseas. FWD Insurance offers plans from $9 for couples on a budget.
Buying a BTO
Getting a BTO in Singapore simply means getting married, obviously. But apart from forking out the down payment for the HDB flat, there are other things you’ll be spending on before you even get the flat. After all, getting married in Singapore is expensive. But thankfully, some banks offer personal loans to tide you through the tough pre-wedding times. If you or bae need cash for engagement rings (or wedding bands), Standard Chartered offers Credit Card Funds Transfer for new customers, which gets you an interest-free loan of $5,000 to $10,000 for six months. Got your rings covered but need money for your pre-wedding shoot in Europe? Standard Chartered CashOne Personal Loan can cover that cost because you can get a loan of $15,000 to $25,000, with the best-in-market interest rate of 3.88% per year. If you need even more money for a wedding banquet that rivals Angelababy’s, Citibank Quick Cash can get you up to $100,000 with an interest rate that’s as low as 3.99% per year.
While you’re unlocking all these deals to save money as a couple, why not Unlock Love too? You’ll stand to win up to $50,000 worth of mystery prizes, including $500 Capitaland Vouchers, Tiffany & Co bracelets and 1 night’s stay at Shangri-La Rasa Sentosa.
All you have to do is:
- Pick a product on SingSaver’s Unlock Love page that unlocks your #relationshipgoals by Feb 28. Upon completing the application, you will receive a reference number.
- Check your email for details on how to pick your mystery prize. Every successful application is entitled to one mystery prize, so everyone is guaranteed to win.
Brought to you by SingSaver.