8 Things That Only People Who’re Buying HDBs Would Understand

All Singaporeans would understand why it’s a big deal when your partner asks you to apply for a HDB flat together.

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Because it’s only here where applying for public housing together is as good as announcing to the world that you’re engaged. In fact, for most couples, the application for a HDB flat comes waaaaaaay before the guy gets down on one knee and propose. Unfortunately, happily ever after doesn’t come straight after signing on the dotted line. Here’s some things that only people who’re buying their first HDB flats would understand. 

  1. The tough choice you have to make regarding the location

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    Sengkang is too far from town, Woodlands is too far from your parents’ place and Toa Payoh is too expensive. If none of the locations from the current Build-To-Order (BTO) sales launch tickles your fancy, then good luck – you either wait a few months for the next sales launch or look at the resale market
     
  2. The frustration when you get a balloted queue position that’s way over the number of available flats

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    FYI I was like the 330th person in the queue when there were only about a hundred flats available. I hyperventilated for a good five minutes when I received the notification.
     
  3. The excitement when you go for your first appointment with HDB

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    You’re buying a house! You’re applying for loans! You’ve never felt more like a Successful Adult! If you got a really sh*tty queue number, your bubble will burst pretty quickly once you realise that the only available rooms left for you to choose are those on the second or third levels and right next to the rubbish chute area. 
     
  4. The panic that sets in when you realise what you’ve just done

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    Fun fact: if you and bae break up before you get the keys to your house, well, there will be no refunds or whatever. Also you’ll be barred from applying for a HDB for a whole year. Forget flowers and diamond rings – in Singapore, nothing says commitment like signing for a BTO together. 
     
  5. That feeling when you watch that large sum of money drain so quickly from your CPF account

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    That 10 percent downpayment really hurts. 
     
  6. All that scrimping and saving that comes after

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    There will come a point where you realise you need truckloads of money to be able to renovate and furnish the house. Say bye bye to that Chanel bag you’ve been eyeing. Also forget about going on nice dates, it’s Netflix and Chill every weekend from here on out. 
     
  7. How amazing it feels to plan the house out with your partner 

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    Browsing Pinterest for inspo counts as quality couple time OK! 
     
  8. That long countdown till you can collect your keys

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    If you BTO-ed, the wait is around four years till the flat is complete. In the meantime, enjoy your wedding, honeymoon, and planning for your new house! 

 

Image: 123rf.com/tang90246

Text: Sophie Hong

 

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