Most people keep track of monthly liabilities like rent and utility bills, but day-to-day tracking can be a buzzkill. Who hasn’t tried a budgeting app only to shut it down and never look at it again?
If you lack the discipline to track your spending but still want to be in control of your finances, Andre, a relationship manager at a local bank, suggests having two separate bank accounts, one for saving and one for spending. He purposely keeps very little money in his spending account which teaches him to self-regulate.
While we all have different incomes and levels of responsibility, it’s usually important to think “save before spend”. We put three girls to the test one weekend to see if they could do just that.
Images: Provided by the girls and Pexels.com