Should you tighten your purse strings this month? Or can you afford to loosen up your budget and give yourself a year-end treat? Read your money and wealth horoscopes for November.
Text: Renaye Chan/Alchemy Consultancy Services
As before, you will have to be cautious about your finances in the first half of the month but can be more lax in the latter half. Keep an eye out for good fortune coming your way. Remember that it is all because of the effort and hard work you’ve put into securing your financial position or stabilising your income. Furthermore, these windfalls may come from projects that you are personally proud of. Just remember that you shouldn’t rush into anything and all will come in due time. Be patient and let fortune find you naturally.
Keep up the good practices from last month. Your fortune has not yet turned in your favour, so learn to be patient and not let short-term losses bother you. Take things in your stride and budget your expenses accordingly. There may be some fees that you bo pian have to pay as they are necessities. Again, be patient. What you’re spending on now will ensure that you don’t have to deal with these problems later. Eventually, your luck will turn and you find all your good karma coming back to you financially.
Things get a bit more tense for Capricorn when it comes to finances, though it is nothing that you have to majorly be stressed about. Just be prepared for increased expenses this month. They will be necessary expenses split between your business and household. Investments may take a backseat in comparison to those, but you can still pay attention to them if you wish. More importantly, ensure that you evenly divide up your time to take care of all matters that come your way.
The effects of last month will carry over into November. Money still comes in steadily and predictably. Don’t expect any major windfalls, but also don’t expect any major losses. As always, around the holiday season, you may find yourself spending a bit more on gifts or decorations, but this will be only a small portion of your income.
Like many other signs, Pisces should be grateful for the stability in their finances and wealth. As things mellow out, you will be able to better predict where your finances are going. And you can tell that right now there is nothing major ahead for you. So take this time to start watching the market and anticipating where it will go. You will be able to better make decisions and choose investments in future once you feel you have enough to start investing.
Finances aren’t your highest priority now. With everything going on, they will take a backseat to other areas of your life. While income and wealth will be mostly predictable this month, there may be several problems that you must tackle. Or else they may grow to something that you cannot handle in the long run. Otherwise, don’t be afraid to take a step back to focus on other areas of your life. Some Aries may find it best to pull out of some investments that don’t seem to be yielding anything or dropping some policies that no longer benefit your business.
Money is one of your important resources this month. While this month isn’t the most stable for earning through income or investments, you will start making decisions on where to put your current savings. You understand that sometimes you have to spend money to make money, though you should not be too hasty to do so now. Instead draft up plans, but work on paying off any old loans or debts before you move further. Unexpected personal expenses may crop up as well so keep an eye out for them and budget your finances accordingly.
Just like many other signs, finances remain stable and predictable in November. Don’t be worried about your wealth; just enjoy this period of downtime that you’ve been given. Last month may have left behind some open deals or financial debates that need to be resolved, either with the bank or between you and your partners. Approach them with a clear mind and be tactful in your responses. You may be able to push a deal in your favour and ensure you have a little extra to spend at the end of the month for the coming holidays.
Continue to bask in the fact that you don’t need to focus so much on your finances Cancer. Your hard work will pay off this month, though it will not all come at once. You may be a bit disappointed seeing it trickle in, but once you add up everything, you will find you received quite a sizeable bonus this month. Don’t sleep on this though; take your time to pay off any old debts or loans. Use what you have left over to treat yourself a little for all the hard work you’ve put into acquiring your wealth.
Now is the time where you have to start thinking about reorganising your resources. What worked last month may not work this month, so you may have to allocate what you have accordingly to your own judgement. Luckily, this is a relatively stable period where you can take your time watching the market before making any decisions. Though there are no major windfalls in the cards for you in November, be grateful for this grace period where you can properly plan and prepare your finances.
You’ll have to learn to be more tactful when it comes to negotiating with any of your financial partners. Relations will be rocky this month, so if possible, put off all meetings until you feel relationships have stabilised. Be prepared to spend more on personal and career expenses this month. This may be due to clearing up old loans, household expenses or because someone made a mistake in planning or budgeting for a project. To help save you some stress, remember to double-check all your calculations and have someone else vet them before sending them in.
Libra may find yourself stretched thin when it comes to finances. You will have to take care of all the financial matters on your plate and that of others. Don’t worry though, your hard work is set to pay off quickly this month. You may hit a few bumps, but ultimately come out on top. Be careful not to squander that good fortune. Focus on paying off your old loans or debts. Take caution as expenditure may increase this month in various areas of your life. Budget accordingly and you will find that you have something extra leftover for yourself.